Please read the following important legal information carefully. By accessing the website of Bank Sarasin –Alpen (ME) Limited [hereinafter referred to as "Bank Sarasin-Alpen (ME)"] you declare that you have understood the important legal information and that you agree with it. If you are not in agreement with individual conditions of this important legal information or if you do not wish to accept them, we ask you to leave the website of Bank Sarasin-Alpen (ME).
Local Legal restrictions
The Bank Sarasin-Alpen (ME) website is not intended for persons (natural persons or legal entities) for which use of or access to the Bank Sarasin-Alpen (ME) website would contravene the laws of their state (on account of nationality or domicile/registered office of the person concerned or for other reasons). Such persons are not permitted to access the website of Bank Sarasin-Alpen (ME). This applies in particular to citizens and inhabitants of the USA.
Persons with residence/registered office in a country for which a subsidiary company of Bank J. Safra Sarasin Ltd domiciled in that country maintains its own website are requested to switch to the relevant website (overview of subsidiary companies).
The contents of this website present Bank Sarasin-Alpen (ME) or its associates. Not all the investment instruments, products and services that may be presented on this website are available or suitable for persons in all countries. Whether an investment instrument, a product or a service may be offered to a certain person depends on the provision of law and regulations applicable in the relevant country.
Bank Sarasin-Alpen (ME) is duly authorized and regulated by Dubai Financial Services Authority (DFSA). Related financial products or services are only available to clients as defined by the DFSA and to wholesale customers.
Ownership rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Bank Sarasin-Alpen (ME) website are protected by copyright (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of J. Safra Sarasin Group and are registered in a number of jurisdictions.
Use of the Bank Sarasin-Alpen (ME) website does not grant the user any right to the contents, software, a registered trademark or other element of the Bank Sarasin-Alpen (ME) website. All ownership rights remain with Bank Sarasin-Alpen (ME) or third parties as the case may be. Any reproduction (full or partial), transmission (electronically or by other means), linking, alteration or use of the Bank Sarasin-Alpen (ME) website or of a registered trademark of the J. Safra Sarasin Group for a public or commercial purpose is not permitted without the prior written consent of the respective Owner.
The contents published on the Bank Sarasin-Alpen (ME) website do not constitute an invitation or offer to acquire, hold or sell the investment instruments mentioned on this website or other products nor an invitation or offer to engage in other transactions or legal business. They serve exclusively the purpose of personal use and informational purposes and, as with this important legal information, they may be changed by Bank Sarasin-Alpen (ME) at any time without prior notification.
The contents provided on the Bank Sarasin-Alpen (ME) website are not recommendations or decision aids for your investment decisions or other decisions and they do not constitute any type of advice. It is recommended that expert advice be taken before an investment decision is made.
Bank Sarasin-Alpen (ME) takes the greatest possible care when compiling contents on this website. However, Bank Sarasin-Alpen (ME) and their contracting parties provide no guarantee (including liability in respect of third parties) concerning correctness, up-to-dateness and completeness of contents on this website. In particular, there is no obligation on the part of Bank Sarasin-Alpen (ME) to update the contents or to remove contents on this website that are obsolete.
Furthermore, Bank Sarasin-Alpen (ME) accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from viruses and other harmful elements and programs.
The following fundamental principle applies: the higher the risk (fluctuations in rates) the longer the investment duration should be and the higher the potential profits. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations and they may cease altogether. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. As a matter of principle, individual financial products are subject to higher risks (e.g. investment funds which invest predominantly in emerging markets and/or in shares of low-capitalised companies and/or in high-coupon bonds). Positive past performance is therefore no guarantee of a positive performance in the future. Bank Sarasin-Alpen (ME) can therefore provide no guarantee of preservation of value (or an increase in value) of the capital invested and investors must be prepared and be in a position to accept substantial losses or even total losses.
Exclusion of liability
Bank Sarasin-Alpen (ME) and their contracting parties refuse, where legally permissible, to accept any liability (including negligence and liability in respect of third parties) for any losses from direct, indirect or consequential losses of any type associated with the use of this website and contents included therein or with the risks of financial markets.
Using a link may cause you to leave the Bank Sarasin-Alpen (ME) website. Bank Sarasin-Alpen (ME) has not checked the websites of third parties linked to this website and they accept no responsibility for their legality or their content.
Use of e-mail
The use of e-mail is voluntarily. The sending of e-mails via public networks is unprotected and they can be intercepted, read and altered by third parties. Even if the sender and recipient are in the United Arab Emirates, e-mails are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the e-mail can be seen by third parties. Consequently, a conclusion about a relationship with Bank Sarasin-Alpen (ME) is possible. This also applies for e-mails which are used in communication with Bank Sarasin-Alpen (ME) (e.g. use of the website)
Bank Sarasin-Alpen (ME) is entitled to reply by e-mail to e-mails from the user. However, subject to separate agreements, messages and orders (including payment orders) by e-mail are not binding for Bank Sarasin-Alpen (ME) for security reasons. Bank Sarasin-Alpen (ME) accepts no liability for losses incurred from the use of e-mail or due to orders placed by e-mail not being executed or not being executed on time.
For technical reasons delivery of e-mails cannot be guaranteed by Bank Sarasin-Alpen (ME). Bank Sarasin-Alpen (ME) accepts no liability for losses due to late delivery or non-delivery of e-mails.
Bank Sarasin-Alpen (ME) respects the private and personal sphere of the user and processes the user's personal data, insofar as personal data is to be recorded at the time of a visit on our website, in accordance with the prevailing provisions of law.
When the user visits the Bank Sarasin-Alpen (ME) website, no personal data (e.g. name, address, telephone number etc.) is recorded without the user's consent. Only personal data provided to Bank Sarasin-Alpen (ME) by the user may be stored. Personal data will only be forwarded to third parties insofar as Bank Sarasin-Alpen (ME) is required to do so by legal or regulatory provisions. Suitable security precautions are applied when personal data is stored. Personal data will only be used by Bank Sarasin-Alpen (ME), Bank J. Safra Sarasin Ltd or other affiliates of the J. Safra Sarasin Group for the purpose specified at the time of entering the data and for marketing purposes
Bank Sarasin-Alpen (ME) also gathers and analyses anonymous data relating to use of their website, e.g. the number of visits to the site, pages visited, duration of sessions, IP addresses etc. in order to assess the benefit provided by the site. However, data recorded in this way is used exclusively for statistical purposes and it is not forwarded to third parties outside the J. Safra Sarasin Group.
Bank Sarasin-Alpen (ME) also draws attention to the fact that when a user accesses this website, cookies (strings of information sent by a website and stored on the user's computer) can be stored or accessed temporarily on the user's computer. This allows Bank Sarasin-Alpen (ME) to identify the computer accessing the website and thus to provide navigation shortcuts for the user's benefit. Only a minimum of information is recorded in the cookies used by Bank Sarasin-Alpen (ME). By modifying Internet browser settings the user can prevent cookies from being placed on his computer. Depending on the browser settings selected, blocked cookies may reduce the functionality of the website or prevent access to it. Bank Sarasin-Alpen (ME) accepts no liability for such a restriction of the website.
Performance & tracking cookies
We use performance & tracking cookies to improve our website on a continual basis and to be able to provide you with the best possible online experience that is tailored to your needs. If you don’t agree with this, you can change your cookie settings on this page.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Bank Sarasin-Alpen (ME) website contains information. Furthermore, it is possible that these natural persons and legal entities have rendered, are rendering or will render in the future services for the issuers of such financial products, for example in investment banking, corporate finance or market-making or as board members or as managers they may have participated in their managements, be doing so now or do so in the future.
Applicable law/place of jurisdiction
Access to and use of the Bank Sarasin-Alpen (ME) website as well as this important legal information is subject to DIFC Law and DIFC Judicial Authority (DIFC Courts). Bank Sarasin-Alpen (ME) is duly authorized and regulated by Dubai Financial Services Authority (DFSA).
Bank Sarasin - Alpen (ME) Limited
P.O.Box – 121806
T: +971 (0)4 363 4300
F: +971(0)4 363 4343